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Loans with reduced interest rates
Loan categoriesMaximum quota [1]Rate during reduced interest rate periodLength of reduced interest rate periodMaximum length of the loanPeriod of accessCeiling amount of the loan
      110 000 € loans taken out [3]
      95 000 € in-hand
MTS-JF Young Farmers100% of installation investments: takeover, replacement of equipment, company shares[2], etc. Others: 100% up to the sub-ceiling limitUnderprivileged zones: 2% Plain Zones: 3.5 %15 years in underprivileged zone, 12 years in plain zone15 years in underprivileged zone, 12 years in plain zone10 years after installationSub-ceilings 
EARL by transmission of right to loansCash: 10% of loans in the first year of installation up to a limit of 4,600 €
Société délégation imparfaite / YFDevelopment and real property: 46,000 €
      
MTS-GAEC70% (MTS GAEC) of investments in takeover, replacement of equipment Underprivileged zones: 2% Plain Zones: 3.5 %15 years in underprivileged zone, 12 years in plain zone15 years in underprivileged zone, 12 years in plain zone3 years after registration of the GAEC110 000 € loans taken out
95,000 € in-hand
 Building: 90%YF9 years in plain zone15 to 20 years6 years after the PAM72,000 € per UTH up to a limit of 2 UTH per farm [4]
  Under-privileged zones: 2%    
  Plain zones: 3.5%12 years in underprivileged zone   
Special Modernisation Loans (SML) Young Farmers Other beneficiaries Equipment    366,000 € for greenhouses
Development: 80%     
Renewal: 40%Others   supplement for the environment: 19,100 € per UTH within the limit of 2 UTH per farm
 Others: 100 %Under-privileged zones: 3%    
 Plain zones: 4%    
Special loans CUMA (MTS CUMA)EquipmentUnder-privileged zones: 3%12 years in underprivileged zone12 years Less than 15 subscribers
Development: 80%    305,000 € loans taken out
Renewal: 40%.
Hangar 80 % within the limit of 23,000 € of loans taken out
 9 years in plain zone  191,000 € in-hand
Special stock-rearing loans (SRL)70 % of the amount of the expense incurred (buildings, herd)4 %8 yearsBuildings : 18 years  
12 years for buildings intended for pig rearing and fattening web-footed birdsHerd and equipment 7 to 15 years 58 000 € in-hand
Loans for special vegetable productions (SVL)70 % of the amount of the expense incurred (plantation or vines or fruit trees, greenhouses)4 %9 years18 years 153 000 € in-hand
       
       
       
       


[1] The quota is the share of the investment amount that can be the object of financing through a loan at reduced interest rate
[1] If over 50% of the capital is held by farmers
[1] Loans taken out correspond to the capital you have borrowed; in-hand to the capital you have yet to reimburse at any given time
[1] GAEC: multiplication of the ceiling amount by the number of farms, up to a limit of 3

 

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