MTS-Young Farmers loans, the reduced interest rate on which is covered by the State (with participation from the European Union), are distributed by the networks of authorised banks at national level (in 2001: Banques populaires, BNP, Crédit agricole, Crédit lyonnais, Crédit mutuel, CIC).

These loans are granted to young farmers to finance:

<< take over of farm capital – both movable and immovable

<< acquisition of the land required to run the farm and expenses incurred in renovating and adapting the farm capital taken over, up to a limit of 46,000 €,

<< working capital requirements (financing at most equal to 10% of the amount of loans taken out during the first year after installation, without exceeding 4,600 €).
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Note: MTS-Young Farmers loans are exclusively intended to finance expenditure incurred by agricultural production activities.
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Of a maximum length of 15 years, these loans can be used within a period of 10 years after installation.